Roles and Responsibilities Chief Executive Officer:
If you are a single, couple or family living in Orange County or anywhere in California, you are able to purchase insurance plans from CIF Insurance Agency. However, you must enroll in the calendar year open enrollment, which is October through December 15th, with an effective date of January 1st.
We can review them with you as needed. What type plans are available in California and which carriers sell these plans?
Also, if you are between jobs you may want to consider short-term health insurance. What should I know when purchasing a health insurance plan?
Health Insurance Plans in California are month to month. Thus, it is very important to discuss your health care needs with one of our agents so you select the right plan for the upcoming year.
Types of plans to choose from include: All plans in fall in to 4 Metal Tiers: Bronze, Silver, Gold and Platinum. This allows the consumer the flexibility and choice to find a plan that best meets their expectations and budgets. Do I pay commissions or a fee for your services?
No-we have a wholesale relationship with all the major insurance carriers and you do not pay any commissions or fees for purchasing a plan through my agency. Can the insurance carrier increase my initial price of the plan due to my health history?
No, being that medical underwriting has gone away, carriers may no longer increase or decrease your premium if you are healthy or have pre-existing conditions. Rates are only based on age and the county you live in. Our goal is to guide our clients to make an informed selection of insurance plans with the best combination of benefits and price.
Beginning with the initial policy to filling out forms, making claims, administrative needs as well as simple questions and requests for help, we provide top-notch service and ensure that our clients never need to contact the insurance carrier ever again.
Contact Don Ariosto today!For 25 years, The Pacific Business Group on Health (PBGH), a not-for-profit (c)(3), has led efforts to transform US healthcare using the combined influence of some of the largest purchasers of healthcare services in the United States.. Learn more Â».
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